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	<title>Guidance Financial Services - Advice for business owners and the self employed - Melbourne</title>
	<link>http://guidancefs.com.au</link>
	<description>Specialist financial planning advice for business owners and retirees</description>
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		<title>Global economic outlook &#8211; update</title>
		<description><![CDATA[Our attempt to assess the likelihood of a range of economic outcomes with a 3 year view.

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		<link>http://guidancefs.com.au/?p=608</link>
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		<title>Australia can prosper, even if the US remains stuck in the mud</title>
		<description><![CDATA[
There has been talk for some time of a two-speed Australian economy, with the resources sector booming whilst other parts of the economy trend sideways. Momentum appears to be growing for this to be a global phenomenon. The developing economies of China, India, and Asia more broadly, appear to be growing strongly, even while the [...]]]></description>
		<link>http://guidancefs.com.au/?p=603</link>
			</item>
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		<title>Government $109,228 tax free incentive is now available</title>
		<description><![CDATA[
If you enjoyed the Rudd Government $900 tax free payment and you thought the First Home Owners Grant (which peaked at $36,500) was generous, then how does a Government tax free payment of $109,228 sound?
Tax Offsets and Tax Free incentive payments estimated at $109,228 per property are now available through the National Rental Affordability Scheme [...]]]></description>
		<link>http://guidancefs.com.au/?p=594</link>
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		<title>Can I buy a collectible guitar in my SMSF?</title>
		<description><![CDATA[ 
I was asked this question last week and the answer is yes.  The proviso however is that you can’t play it.
A recent report on the superannuation system by Jeremy Cooper proposed that SMSF’s should be banned from holding collectables such as art works.  However after considerable outcry from the the arts community, ministers Bowen and [...]]]></description>
		<link>http://guidancefs.com.au/?p=589</link>
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		<title>Interesting research findings</title>
		<description><![CDATA[
CoreData-brandmanagement recently produced some fascinating research on Australian&#8217;s experiences and perceptions of financial planning professionals.  The study obtained surveys from 1,054 respondents.
Some of the results I found interesting were:

When it comes to trust, specialist doctors were the most highly regarded with a rating of 8 out of 10.  Amongst those respondents who had a relationship [...]]]></description>
		<link>http://guidancefs.com.au/?p=584</link>
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		<title>Global Economic Outlook &#8211; Update</title>
		<description><![CDATA[ 
Following weak economic data out of the US this week, we have increased the likelihood of a double-dip recession scenario from 10% to 15%, with a corresponding reduction in likelihood for the anaemic and patchy growth scenario from 75% to 70%.  Our estimate of strong growth fuelled by low interest rates, remains stable at 15%.
 
Important [...]]]></description>
		<link>http://guidancefs.com.au/?p=576</link>
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		<title>Back-flip on SMSF&#8217;s and artwork</title>
		<description><![CDATA[
A re-elected Gillard Government will allow SMSFs to continue investing in collectables, including artwork, if trustees comply with new guidelines. From 1 July 2011 collectables and personal use assets owned by self managed superannuation funds (SMSFs) must be stored according to new rules to prevent them from giving rise to a personal benefit.
Only around 1% [...]]]></description>
		<link>http://guidancefs.com.au/?p=566</link>
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		<title>BRW Fast 100 2010</title>
		<description><![CDATA[Entries are currently being called for this years BRW Fast 100.  This is a great PR opportunity for growing businesses.  Our clients Lotic have been a past winner of this competition.
For details, go to www.brw.com.au/fast100
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		<link>http://guidancefs.com.au/?p=559</link>
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		<title>Income Protection vs. Key Person insurance &#8211;Why? When?</title>
		<description><![CDATA[
In discussing insurance options with our clients, we often find there is an awareness of either Income Protection insurance, Key Person insurance, and occasionally both.  Most people however are uncertain as to what each does, and when one is applicable over the other.
What does Income Protection and Key Person insurance have in common?
The objective of [...]]]></description>
		<link>http://guidancefs.com.au/?p=525</link>
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		<title>SMSF Administration &#8211; Avoid the percentage trap</title>
		<description><![CDATA[
Self Managed Super Funds must have annual accounts and audits done, and as such administration services are a non-negotiable.  For those who run businesses, you would be accustomed to your accountant and book-keeper providing these services.  How would you like it if your book-keeper quoted her fees not as a set amount per hour, or [...]]]></description>
		<link>http://guidancefs.com.au/?p=518</link>
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