Ask an Expert

Ask an expert - The Age

Three questions covered this week:

  1. When the Australian dollar falls below US60¢, should I convert part of my superannuation investment in international shares into Australian shares and reverse back when it rises back above US70¢?

2. Does it make sense to put surplus cash in an offset account for an investment property? I own my home and have no debt.

3. Should I pay off my HECS? I have enough in my re-draw to get rid of it. I’ve never worried about it before, but it jumped up quite a lot this year.

Read the full piece here:

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